Quick Quote Personal Sick Pay

Client details

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Your client can apply for LV= Personal Sick Pay provided they are aged between 17 years and 59 years inclusive, at entry.
Subject to a minimum term of 5 years, your client can choose for their LV= Personal Sick Pay cover to end when they are aged between 50 years and 70 years inclusive.
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Subject to our eligibility and earnings rules, your client can buy cover from £500 up to a maximum of £8,333 a month (equivalent to £1,923 a week). When they claim, they can choose if they want benefits to be paid weekly or monthly. The minimum monthly premium is £5.
In Weeks
Your client can choose when they want their LV= Personal Sick Pay Benefits to start. We offer a ‘day one’ option or 1, 4, 8, 13, 26, 52 or 104 week options (for ‘day one’ cover your client will need to be off work for 3 days in a row).

Resulting monthly premium options for £{{ amount }} of cover {{ paid_names[paid_type].toLowerCase() }}:

Personal Sick Pay with guaranteed future prices: £{{ personal_guaranteed }}

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The price your client pays in the future for each £1 of LV= Personal Sick Pay will normally go up each year at the rate set out in our guaranteed future prices table.
In the event of an accepted claim, we’ll keep paying your client until they become well enough to work in their occupation again. We’d also stop paying your client when their insurance reaches the end date they chose, or if they die.

Personal Sick Pay with reviewable future prices: £{{ personal_reviewable }}

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The price your client pays in the future for each £1 of Personal Sick Pay will normally go up each year at the rate set out in our reviewable future prices table for the first five years. After that we’ll review the prices in the table every five years and the amounts quoted in the table could change (either by going up or own).
In the event of an accepted claim, we’ll keep paying your client until they become well enough to work in their occupation again. We’d also stop paying your client when their insurance reaches the end date they chose, or if they die.

Budget Personal Sick Pay with guaranteed future prices: £{{ budget_personal_guaranteed }}

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The price your client pays in the future for each £1 of LV= Personal Sick Pay will normally go up each year at the rate set out in our guaranteed future prices table.
In the event of an accepted claim, we’ll keep paying your client until they become well enough to work in their occupation again, but up to a maximum of two years for each claim. We’d also stop paying your client when their insurance reaches the end date they chose, or if they die.

Budget Personal Sick Pay with reviewable future prices: £{{ budget_personal_reviewable }}

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The price your client pays in the future for each £1 of Personal Sick Pay will normally go up each year at the rate set out in our reviewable future prices table for the first five years. After that we’ll review the prices in the table every five years and the amounts quoted in the table could change (either by going up or own).
In the event of an accepted claim, we’ll keep paying your client until they become well enough to work in their occupation again, but up to a maximum of two years for each claim. We’d also stop paying your client when their insurance reaches the end date they chose, or if they die.
The results displayed
  • The minimum amount of cover available is £500 a month; the maximum amount of cover available is £8,333 a month.
  • are indicative only and based on our standard rates (if we have agreed special rates with your agency you’ll need to contact us for the appropriate prices). They do not take into account any relevant eligibility, earnings rules or underwriting assessments.
  • are monthly premiums payable in the first year. Premiums will go up based on your client’s age and amount of cover.
  • do not include any Waiver of Premium benefit or any plan discounts that may apply.
  • LV= Personal Sick Pay is part of the LV= Flexible Protection Plan. The minimum Plan monthly premium is £5.
  • To request a copy of our future prices tables, please contact your LV= account manager, email us us or call 0800 678 1890
0015919-2017 06/17